About

A dedicated academic professional in Commerce and Management with expertise spanning Business Analytics, Finance, Marketing, Accountancy, Economics, and Business Statistics backed by a Silver Medal in MBA (Business Analytics, CGPA 9.2). Published researcher in Scopus-indexed journals, with research focus on digital banking security, financial behavior, and cybercrime. Committed to fostering an engaging learning environment and shaping future leaders with values, skills, and critical thinking.

Names of previous Industry Affiliations: 
1.    Tata Consultancy Services, Ahmedabad

Names of previous Academic Affiliations: 
1.    Jaipur National University, Jaipur 
2.    Silver Oak University, Ahmedabad 

Subjects Taught: 
1.    Financial Derivatives
2.    International Financial Management
3.    Accounting for Managers
4.    Services & Relationship Marketing
5.    Sales & Distribution Management

Publications:
●    Research Papers:
1.    Goswami, R. (2025). A Customer Centric Approach to Data Protection: Identifying Essential Safeguards in Digital Banking. Central European Management Journal, 33(1). ISSN: 2658-0845. 
2.    Goswami, R. (2025). The Digital Banking Dilemma: Evaluating Security Concerns and Customer Trust in Rajasthan’s Private Sector Banks. International Development Planning Review. ISSN: 1474-6743 
3.    Goswami, R. (2023). Satisfaction of Digital Payment Users with Special Reference to UPI Transactions. EPRA International Journal of Environmental Economics, Commerce and Educational Management. ISSN: 2348-814X  
4.    Goswami, R. (2023). Financial Challenges Faced by Women Entrepreneurs in the Present Technological Era. International Journal of Law, Management and Humanities. ISSN 2581-5369 
5.    Goswami, R. (2023). A Study on Consumer Preference Towards Selected Digital Payment Mechanisms. ISSN 2581-5369

●    Books / Chapters in a Book (If Applicable):
1.    For Book referencing:

2.    For Chapter in a book:
▪    Goswami, R. (2022), An Analysis on Cyber-Crime in India: Government Initiatives & Preventive Measures 2024, Reliance Publishing House, New Delhi.

3.    For E-Book:

4.    Chapter in a E-Book:

Achievements, Awards & Honours: 
1.    Silver Medalist - MBA (Business Analytics), CGPA 9.2/10
2.    NAAC Accreditation A+ Contribution - Key contributor under Criteria 2 (Teaching, Learning & Evaluation).
3.    Published 2 papers in Scopus-indexed journals and 4 additional peer-reviewed publications across national and international journals. 
4.    Certified in Business Analytics (Power BI & Tableau), Google Digital Marketing, and Tally ERP.
5.    National Accounting Talent Search Competition 

LinkedIn: https://www.linkedin.com/in/dr-riya-goswami-1ab11131b?utm_source=share_via&utm_content=profile&utm_medium=member_ios
Orchid Id: https://orcid.org/0009-0006-5752-3509